Barnes & Noble says thieves tampered with PIN pads

NEW YORK (Reuters) - Barnes & Noble Inc said on Wednesday that customers who shopped at 63 of its stores as recently as last month may have had their credit or debit card information stolen in what the U.S. bookstore chain called a "sophisticated criminal effort."

The retailer, which operates a total of almost 700 bookstores, said that federal law enforcement authorities have been informed of the breach and that it is supporting their investigation.

Barnes & Noble said it had detected tampering with one personal identification number (PIN) pad device at each of the 63 affected stores and by September 14 had disconnected all the pads at every one of its stores. The tampering affected less than 1 percent of its PIN pads.

Bugs were planted in the PIN pads that allowed credit card and PIN numbers to be pulled, Barnes & Noble said.

The company said it did not know how many customers were affected. The stores are in California, Connecticut, Florida, Illinois, Massachusetts, New Jersey, New York, Pennsylvania and Rhode Island, Barnes & Noble said.

A list of stores can be found at http://www.barnesandnobleinc.com/press_releases/10_23_12_Important_Customer_Notice.html

Barnes & Noble advised customers who have swiped their cards at any of the affected stores to change their debit-card PIN numbers as a precaution, and to check their statements for unauthorized transactions.

Still, the company said its customer database was secure, and that purchases made on the Barnes & Noble website, Nook e-reader and Nook mobile apps were not affected. It also said none of the pads at its college campus stores were affected.

A spokesman for the FBI said on Wednesday that the agency's New York field division had been investigating the breach at Barnes & Noble since September.

Barnes & Noble was not required immediately to inform customers of the breach because it received so-called "safe harbor" letters from federal prosecutors, the FBI spokesman said. Safe harbor letters are used infrequently to allow law enforcement agencies to continue investigations secretly.

A spokeswoman for the U.S. Attorney's office in Manhattan declined comment on the letters.

Barnes & Noble shares were down 0.72 percent at $15.21 Wednesday on the New York Stock Exchange.

(Additional Reporting by Sakthi Prasad in Bangalore; Editing by Bernadette Baum, Alden Bentley and Kenneth Barry)

Source: http://news.yahoo.com/barnes-noble-reports-breach-u-customer-credit-card-032430509--finance.html

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Simple Self Help Tips That Absolutely Work! | Rob Moore ? Online ...

When thinking about self improvement, you need to do what works for you, everyone is different and each individual has to apply what works for them. Teach yourself as much as you can to enrich your self improvement. This article can help you with your growth, as it is filled with tips you can use to benefit yourself.

When dealing with depression issues, altering your diet to include a greater intake of complex carbohydrate may help. A lack of complex carbohydrates can lead to a depletion of serotonin. This can also be achieved by upping your intake of raw fruits and veggies, legumes and whole grains.

In order to properly advance in matters of personal development, it is very important that you declare lowliness. When you accept that you are but a tiny speck in the scope of our universe, you can begin to realize that there is much to learn if you hope to advance. Staying aware of this will broaden your perspective and increase your quest for knowledge, leading to a better you.

You have to care for yourself before you can start taking care of others. No matter what point you are in on your journey, you should always take time to breathe.

You have to be in good physical shape if you want your self improvement efforts to be as effective as possible. Keep your brain sharp and body energetic by getting enough sleep, exercise, and having a healthy diet. This will allow you to pursue your self improvement goals more wholeheartedly. Although this is simple advice, it is perhaps one of the hardest things that we can master.

Sexual capital is an important new trait undergoing research. This is basically another term for charisma. It involves using charm to get people to like you. Although not everyone has excellent social skills, having these skills can provide you with a lot of assistance in certain situations.

You should approach life with modesty and wisdom. Try and analyze things you go through to determine what aspects of your life can change and what aspects are unavoidable. To stay inside the limits of what you can really do, practice modesty. Use wisdom to learn from the past and do better in your future.

Sometimes a little risk could equal great happiness for you. It is not uncommon for an individual to avoid the feeling of rejection or failure while at at the same time, leading a life that they feel is confining and unfulfilled. Daring to try new things is essential to your happiness.

You should not shop out of comfort. If you do a hobby versus raising your credit card bill, you won?t have to stress over those bills and will have less clutter at home to clean.

When you are working on your personal development, you should realize you deserve to be the best you can be. Remind yourself that you are doing this for you. When your journey is complete, you will realize how important it was to give things your all.

In order to get the most out of this article, you need to apply the advice that has been given to you. You can?t succeed if you just sit there doing nothing. Get crackin? and use these tips to improve yourself and be the best person you can.

Rob Moore
Award-Winning Author & Leadership Expert
http://TheRobMoore.com

Online Marketing Expert & Leader
http://WorkwithRobMoore.com

?Now Is Your Time To Show Up Step Out & Shine?

?

Source: http://www.empowernetwork.com/therobmoore/blog/simple-self-help-tips-that-absolutely-work/

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Fall guy?

October 20, 2012 By admin

The news that real estate broker Ed Ahmad had plead ?guilty? to ? bank and wire fraud that included conspiracy? to defraud various lending institutions by doing false appraisals of the values of properties, created quite a stir in his native Guyana and in the large expatriate community centred in Richmond Hill, Queens, New York. But behind the sad denouement in this Horatio Alger Guyanese-American success story, lies a larger tale of a dysfunctional financial system that facilitated the fall, but one which the authorities refuse to fix.
Ed Ahmad?s rise and fall is a product of the U.S. subprime crisis that was created way back in the 1980s. The ?securitization? of mortgages by private institutions turned the staid mortgage business into a go-go casino. The traditional mortgage model involved a bank originating a loan to the borrower/homeowner and retaining the credit (default) risk. Securitization is a process whereby loans or other income generating assets are bundled to create bonds which can be sold to investors.
Started by some U.S. government mortgage institutions, it also became a process through which the biggest private financial institutions realised they could spin straw into gold. Unlike the government, they pooled non-conforming mortgages and generally did not guarantee the bonds against default of the underlying mortgages. That is, they had no responsibility since they transferred both interest rate risk and default risk to the purchaser with their mortgage-backed securities and collateralized debt obligations (CDO). ?Through a formula there was theoretically always a fraction that would ?perform? ? and these could now be sold as AAA.
Not surprisingly, the practice encouraged what is understatedly called ?moral hazard? since the processing of mortgage transactions was incentivized but ensuring their credit quality was not. High-risk mortgages were now demanded. In other words, brokers like Ed Ahmad were encouraged ? even pressured ? to push through mortgages without credit checks. The government itself did its part by pushing the notion that home ownership by the poorest Americans ought to be facilitated.
?Subprime mortgages?, made out to borrowers with lower credit ratings skyrocketed. As a result of the borrower?s lowered credit rating, lending institutions charge higher interest than in conventional mortgages in order to compensate themselves for carrying more risk. One typical variety, sold by people like Ahmad, was the 2/28 Adjustable Rate Mortgage (ARM) loan, known as a ?hybrid? mortgage. The ?2? stands for the first two years of the mortgage loan, which have a fixed rate. The ?28? represents the next 28 years of the loan which have an adjustable rate and are subject to interest rate adjustments approximately every six months.
Most often, people obtaining a 2/28 loan consider it a temporary situation and intend to refinance within those first two years because of the potential of high interest adjustments making their payments skyrocket. 2/28 ARMs have a ceiling rate like any adjustable rate mortgage, but this rate can be upwards of 13 per cent. Clients take the risk, because in a booming real estate market they can always refinance with second mortgages. Ahmad?s clients claim that they were not aware of the implications, but in the real estate market it was always ?caveat emptor?.
By March 2007, with the value of American subprime mortgages estimated at US$1.3 trillion, the United States housing bubble burst and the demands of the NINJA home mortgages (no income, no jobs or assets) came home to roost. Millions of borrowers who had boasted about their ?assets? locked up in their homes could not make their payments. For them the foreclosures that threw them into the streets was a tragedy.
But for the banks and other financial institutions that sold billions of dollars of securities backed by the mortgages it was just a blip in their spinning of gold from straw. They were ?too big to fail?, received bailouts from the government, and are now busy throwing people into the streets. They were not jailed.

Source: http://www.guyanatimesgy.com/?p=2614

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Chinese online retail giant 360buy spreads worldwide, may keep Amazon on its toes

Many of us who live in North America and Europe consider Amazon synonymous with online retail -- yet we forget that the company barely even registers in some parts of the world. That misconception is about to be cleared up now that one of China's largest online retailers, 360buy, is going global. A just-launched English version of the store is initially shipping China-made goods for free to 36 countries that include obvious candidates like Australia, Canada, the UK and the US as well as France, Germany and southeast Asia. You're unlikely to find a Kindle Fire HD equivalent in the selection, but the mix could still make Amazon nervous when the brand-agnostic can already find real bargains. Combined with long-term plans to set up local distribution points, 360buy's international expansion could get more of us comfortable with buying from China and heat up a retail race that some thought had already been won.

Filed under: Internet, Amazon

Chinese online retail giant 360buy spreads worldwide, may keep Amazon on its toes originally appeared on Engadget on Fri, 19 Oct 2012 14:04:00 EDT. Please see our terms for use of feeds.

Permalink PConline (translated), ZDNet  |  360buy  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/NjtgcOE6R40/

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Internet Marketing on a Budget - PDF

Internet Marketing on a Budget
Businesses seeking increased traffic to their websites and social media
profiles can hire an SEO expert to review and revamp their current
pages. While this is sure to pay off in the long run, it can come at a steep
cost. Fortunately, there are many ways for web marketers to increase
their search rankings without spending any money whatsoever.

Here are three excellent methods to improve your web presence and
drive inbound leads at no cost.
1. List your business in free business directories.
Business directories are an excellent vehicle to promote your business
because they are already optimized to show up high in web searches.
Any links you receive from these directories will have a greater weight,
due to the elevated Google PageRank that the directories enjoy.
Reputable directories include Thumbtack, Merchant Circle, and Contact
Squid.
Website: http://www.contactsquid.com/
Email: blake@blaremedia.net

---

Internet Marketing on a Budget

Of these, the Contact Squid free business directory probably offers the
most internet marketing "oomph" thanks to built-in Facebook and
Twitter feeds as well as the ability to optimize your profile page for the
search engines.
When submitting to directories, make each separate profile unique.
Write up a good description of your business using the keywords you
want to rank highly for. Take advantage of any additional media the
directories allow you to upload, such as pictures and videos.
2. Produce as many backlinks possible yourself.
Backlinks are simply links on websites around the `net that point back to
your page. They are one of the most important components in search
engine optimization, so time spent getting backlinks to your site is time
very well spent.
Sign up for accounts on bookmarking sites such as Digg, Stumbleupon,
etc. and submit your websites and your business directory pages to them.
Also, Tweet, +1, and "like" the pages as well, including the URLs with
your posts.
3. Optimize your actual links and URLs
Website: http://www.contactsquid.com/
Email: blake@blaremedia.net

---

Internet Marketing on a Budget
The last tip for free do-it-yourself internet marketing is to optimize your
URLs and links. First, place keywords in the URLs themselves. If you are
trying to rank for "Fresno Jewelry," then the URL for your bridal
jewelry-based page should be something like
"http://www.contactsquid.com/The-Vault-Jewelry/Fresno-
Entertainment/126".
Next, when submitting links around the web, it is better to place
keywords in the anchor text instead of your URL when allowed. Anchor
text consists of the words that make up a hyperlink. Taking our bridal
jewelry page example, the anchor text should appear as "Fresno Bridal
Jewelry" instead of "http://www.contactsquid.com/fresnobridaljewelry."
In addition to linking to your main website, make sure you also place
some links pointing to your directory profile pages as well.
Following the tips in this article will give you a very good fighting
chance among the thousands of other businesses in your industry
competing for search engine rankings. The results will make you very
glad you invested all the time and effort to do it right.

For more details about Internet marketing on a Budget visit here
http://www.contactsquid.com/internetmarketing

Website: http://www.contactsquid.com/
Email: blake@blaremedia.net

---

Source: http://pdfcast.org/pdf/internet-marketing-on-a-budget

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Skiing. Getting Started | Sports n Recreation Info Center

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Source: http://samuelson-measured.blogspot.com/2012/10/skiing-getting-started-sports-n.html

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Google Ventures Hires Its First Designers In Residence, Stanford?s Caroline O?Connor And Xbox Designer Brian Yeung

In what it describes as another effort to make its portfolio companies better at design, Google Ventures is announcing a new Designer in Residence program. The firm had already created a Design Studio where its startups could get help through design sprints, workshops, mentoring, and recruiting. With the new program, designers are matched with multiple companies, and they work together for several months. I received an early copy of a blog post describing the position, in which Google Ventures writes:

Source: http://feedproxy.google.com/~r/Techcrunch/~3/Y69SFsSL9wE/

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Ex-GE bankers imprisoned for bid rigging

NEW YORK (Reuters) - Three former bankers at a unit of General Electric Co were each sentenced on Thursday to several years in prison for conspiring to rig bids to invest municipal bond proceeds.

The men were convicted in May as part of a broad investigation by the U.S. Justice Department of the $3.7 trillion U.S. municipal bond market. The probe has focused on rooting out schemes to fix prices and rig bids on bond transactions, and has ensnared some of the world's largest banks.

The government had accused the three GE Capital bankers of conspiring with brokers, between 1999 and 2006, to submit artificially low bids for municipal finance contracts. They were found guilty of conspiracy to commit wire fraud and to defraud the United States.

GE Capital is the financial services unit of Fairfield, Connecticut-based GE.

At Thursday's hearing, U.S. District Judge Harold Baer in Manhattan said "corruption and greed was certainly what this case was about."

Defendant Steven Goldberg was handed a four-year prison term, while Peter Grimm and Dominick Carollo were each sentenced to three years.

The sentences were significantly lower than what the government had requested. Prosecutors had proposed up to 17-1/2 years for Goldberg, and more than a decade for the two others.

The three defendants addressed the crowded courtroom in turn, each breaking into tears when asking the judge for leniency.

Lawyers for the three men indicated in court on Thursday that they would likely appeal the convictions.

Three former UBS AG executives were convicted on similar charges in August.

A total of 19 people have been convicted or have pleaded guilty to charges stemming from the bid-rigging investigation, the government said in August.

In July, former JPMorgan Chase & Co banker Alexander Wright pleaded guilty to one count of conspiracy to commit wire fraud for manipulating the bidding process for a June 2002 contract.

Wright and former UBS employee Mark Zaino testified for the government at the trial of the former UBS executives. Zaino pleaded guilty in 2010 to bid-rigging charges.

The case is U.S. v. Dominick Carollo et al, U.S. District Court for the Southern District of New York, No. 10-cr-654.

(Editing by Matthew Lewis)

(c) Copyright Thomson Reuters 2012. Check for restrictions at: http://about.reuters.com/fulllegal.asp

Source: http://www.msnbc.msn.com/id/49466774/ns/business-us_business/

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Cuba scraps exit visa requirement

HAVANA (AP) ? The Cuban government announced Tuesday that it will no longer require islanders to apply for an exit visa, eliminating a much-loathed bureaucratic procedure that has been a major impediment for many seeking to travel overseas.

A notice published in Communist Party newspaper Granma said Cubans will also not have to present a letter of invitation to travel abroad when the rule change takes effect Jan. 13, and beginning on that date islanders will only have to show their passport and a visa from the country they are traveling to.

"As part of the work under way to update the current migratory policy and adjust it to the conditions of the present and the foreseeable future, the Cuban government, in exercise of its sovereignty, has decided to eliminate the procedure of the exit visa for travel to the exterior," read the notice.

The measure also extends to 24 months the amount of time Cubans can remain abroad, and they can request an extension when that runs out. Currently, Cubans lose residency and other rights including social security and free health care and education after 11 months.

Still, the notice said Cuba plans to put limits on travel within unspecified sectors.

Doctors, scientists, members of the military and others considered valuable parts of society currently face restrictions on travel to combat brain drain.

"The update to the migratory policy takes into account the right of the revolutionary State to defend itself from the interventionist and subversive plans of the U.S. government and its allies," the note said. "Therefore, measures will remain to preserve the human capital created by the Revolution in the face of the theft of talent applied by the powerful."

Migration is a highly politicized issue in Cuba and beyond its borders.

Under the "wet foot, dry foot" policy, the United States allows nearly all Cubans who reach its territory to remain.

Along with the announcement on migration, Granma published an editorial explaining the political significance of the measure, attributing it to the need to address the needs of the Cuban diaspora.

More than 1 million people of Cuban origin live in the United States, and thousands more are in Europe.

___

Andrea Rodriguez is on Twitter at www.twitter.com/ARodriguezAP

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-16-Cuba-Exit%20Visa/id-33765a4c6b7f4d8cb474199ad2cd85d8

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Kenyan policemen injured in Coast province grenade attack

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Clinton to CNN: ?I take responsibility? in Libya attack

Hillary Clinton (Reuters/Yuri Gripas)

Secretary of State Hillary Clinton told CNN in an interview Monday that she?not the White House?takes responsibility for the security situation in Benghazi, Libya, ahead of the Sept. 11 terrorist attack there that claimed the lives of four Americans, including the ambassador.

"I take responsibility," Clinton told CNN in one of a series of television interviews she gave after arriving in Peru. The comments from America's top diplomat came on the eve of President Barack Obama's second debate with Republican challenger Mitt Romney, a face-off that seemed likely to include questions about the administration's handling of the bloody assault.

"I want to avoid some kind of political gotcha" with just three weeks before the election, Clinton said, underlining that she?not Obama and Vice President Joe Biden?has the final word on security at America's diplomatic posts overseas.

The White House took heavy fire from Republicans for blaming the attack on Muslim anger at an Internet video ridiculing Islam?even though intelligence officials from the U.S., France, Britain and Italy had quickly labeled the assault an act of terrorism.

And Biden stoked the controversy when he said, in his debate with Republican rival Paul Ryan last week, that "we weren't told" of requests for more security on the ground. State Department officials had testified that such requests had been denied by Washington.

U.S. Ambassador to Libya Chris Stevens was slain in the onslaught, making him the first American ambassador killed in such an attack since 1979. Romney has led Republican charges that the strike is a symptom of Obama's "unraveling" foreign policy.

In the CNN interview, Clinton blamed "confusion" after the attack for the initial focus on the video, which has fueled angry demonstrations across the Muslim world. The State Department has said it never blamed demonstrations for the bloodshed in Benghazi. The White House has said that the intelligence community initially believed that the film had played a role.

Clinton also said that while she would work to improve diplomatic security, "we cannot retreat" from the world. "We can't not engage," she said.

Source: http://news.yahoo.com/blogs/ticket/clinton-tells-cnn-responsibility-libya-attack-010005118.html

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Otterbox iPhone 5 Defender Series Case $33.69 Free Shipping at Buy.com

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Source: http://www.techbargains.com/news_displayItem.cfm/319544

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Listen to Football Radio Show Today at 4 p.m.

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Video: Revisiting replay

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Source: http://nbcsports.msnbc.com/id/21134540/vp/49411462#49411462

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Brent falls towards $114 on weak demand outlook

LONDON (Reuters) - Brent futures fell towards $114 a barrel on Monday as worries over weak global oil demand tempered positive Chinese and U.S. data.

Data over the weekend showed China's September exports grew at roughly twice the rate expected, while imports also increased, possibly indicating that measures to spur growth in the world's second largest economy are working.

But exports to the European Union - the single biggest overseas market for Chinese goods - fell for a fourth month and crude demand in China remained relatively weak, underlining a worsening outlook for global fuel consumption.

Prices were also hurt as the International Energy Agency (IEA) last week cut its demand growth forecast for next year.

Brent crude was down 7 cents to $114.55 a barrel by 1330 GMT, after sliding 75 cents in the previous session. U.S. oil was down $1.25 at $91.61.

U.S. retail sales rose in September as Americans bought more of everything from cars to gasoline and electronics, pointing to stronger-than-expected economic growth in the third quarter.

Customs data showed exports from China in September grew 9.9 percent from a year earlier, roughly twice the 5.0 percent rate expected by investors and up sharply from the 2.7 percent annual rise recorded in August.

At 4.89 million barrels, China's crude oil imports were 12.8 percent higher on a daily basis than the 22-month low of 4.33 million bpd in August, data over the weekend showed.

"The Chinese economic data beat analysts' expectations and provided some upside momentum to the market," Myrto Sokou at Sucden Financial said in a note.

WEAK DEMAND OUTLOOK

But exports to the EU fell 10.7 percent year on year in September, the fourth straight month of decline, the third double-digit drop in a row and the seventh month of contraction so far this year. Exports to the EU this time a year ago were up 9.8 percent.

Crude oil demand in the world's second largest oil consumer remained relatively weak, as refineries in China continued to undergo maintenance.

"While refinery maintenance in fact increased last month to a four-month high of some 670,000 b/d, the uptick in imports can therefore to a great extent be seen as an upwards correction from the 22-month lows in August," JBC Energy said in a note.

China has set its 2013 non-state crude oil import quota at 29.1 million tonnes, the same as this year, the Ministry of Commerce said on Monday.

"China's crude oil demand is not as dynamic as it was a few months ago," said Carsten Fritsch, oil analyst at Commerzbank.

"We shouldn't forget that August was an extremely weak month and the imports we saw in September for crude were still significantly beneath what we saw in the first half of the year," he said.

Both OPEC and the U.S. Energy Information Administration cut 2013 forecasts for growth in world oil demand this month, while the IEA said ample supply from North America and Iraq, coupled with declining global demand, could help prices ease over the next five years.

The IEA cut its demand growth projection for 2011-2016 by 500,000 barrels per day (bpd) from its previous report and cut its 2013 demand outlook by 100,000 bpd, citing lower consumption in Europe, the Americas and China.

(Additional reporting by Manash Goswami and Manolo Serapio Jr.; editing by Keiron Henderson and Jason Neely)

Source: http://news.yahoo.com/brent-falls-towards-114-weak-demand-outlook-135612184--finance.html

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More about a way of life than bowl making... - Family Woodworking

Wonderful video Bill. I don't think I could follow a path like his.
I wonder how many bowls he has to make a day to earn a living.

I know a guy who is a very successful doctor and businessman, has a huge shop with about 6 lathes. He would host turning demonstrations there for his turning club, and so he spent time talking with a lot of the professional turners who would get paid to come and do the demos. The conclusion he came to was that to be a successful professional turner, you have to have a wife with a good job. I don't mean in any way to disparage Robin Wood, he is obviously a skilled artisan, and it seems he has himself a nice life. I'm just sayin...

Source: http://familywoodworking.org/forums/showthread.php?28653-More-about-a-way-of-life-than-bowl-making

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TSX marks worst week in four months

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Windows 8 now available to try at Best Buy

Microsoft's already opened up the floodgates with Windows 8 pre-orders, and it looks as if those still on the fence now have a sandbox to goof off in. Pictured above is a trio of Windows 8 notebooks from a Best Buy located in St. Cloud, Minnesota, and we actually called around to confirm with several other stores that a similar setup had been erected in their locales. Nah, we can't make October 26th get here any faster, but at least you know where to head if you're looking for a sample.

Filed under: Laptops, Software, Microsoft

Windows 8 now available to try at Best Buy originally appeared on Engadget on Fri, 12 Oct 2012 17:46:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/10/12/windows-8-now-available-to-try-at-best-buy/

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South Korea: KOGAS August Sales Down 4 ... - LNG World News

KOGAS, the world?s largest corporate buyer of LNG, said in a filing with the stock exchange that it has sold gas equivalent to 1.87 million tonnes of LNG domestically in September.

South Korea?s KOGAS sales in September dropped 4 percent, compared to a year ago.

KOGAS imports LNG from around the world and supplies it to power generation plants, gas-utility companies and city gas companies throughout the country.

LNG World News Staff, October 11, 2012; Image: KOGAS

Source: http://www.lngworldnews.com/south-korea-kogas-august-sales-down-4-percent/

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Do You Reveal Your True Esssence When You Speak? | Content for ...

Author: Burt Dubin | Total views: 77 Comments: 0
Word Count: 685 Date: Wed, 3 Oct 2012 4:36 PM

In this piece you see how revealed essence creates a bond linking you and your audience. You are moved to capitalize on your essence, allow it out and let your audience witness the authentic you. When you do this relentlessly, you may anticipate more success, enhanced reputation and repeat public speaking bookings.

Revealed essence is a shining beacon. Unrobed, unashamed, authentic, it stands proud and true.

EXAMPLES:

1. Martin Luther King delivers his I Have a Dream speech: This is memorable revealed essence.

2. Michelangelo's sculptures: The form, grace and detail he evokes is magnificent essence revealed.

3. Frank Lloyd Wright's architecture, capturing as it does, the spirit of shelter, is essence revealed.

4. Vermeer, the master of portraying light. His paintings illuminate his unique essence.

5. The native American Zuni potters capture the hues of the desert, the mountains, the sky, in forms cherished by all who experience them. This sensitivity is a sterling example of essence revealed.

6. In classical music, Mozart reveals his essence with incredible ease.

7. In political leadership, his frontier simplicity and his sense of justice reveals the essence of Abraham Lincoln.

These are examples of essence revealed. Now let's look at you: You have your personal essence too. Like your fingerprints, like your DNA, it is yours alone. Like every snowflake, your essence is one-of-a-kind, unduplicated anywhere in time or space. And, it is magnificent, as is all essence.

Only you can allow it out. Only you can reveal it. Only you can share it with your world, with the universe of lives you touch. You touch these lives with your presence, with your words----and most of all, with your state of being.

Reflect upon the great speakers you have been privileged to see. Replay----in your mind----a favorite experience watching a top speaker. Observe the stance, the moves, the look in the eyes, the choice of words, the facial expressions, the pauses, everything about this person.

Is all of this contrived? Were you seeing an example of a clever performance by a skilled actor? I doubt it. You probably experienced essence revealed.

Some years ago, through a high level personal connection, I got a Press Pass, a credential that got me into a major USA political party's national convention. A USA presidential candidate was to be nominated. A prominent politician won the nomination. You'd know his name.

The time came for him to give his acceptance speech. I managed to maneuver myself----as part of the Press Corps---- within 15 feet of where he stood. I watched him carefully. I saw a masterful performance. That's what it was----a performance. It was brilliant, except for one thing. There was no essence revealed. (In retrospect, I now feel there was no essence to reveal.)

The speech was an example of hollow excellence. Like a classic wine bottle with no wine in it. There was ho heart, no soul, no authenticity. (He lost the election, drifted into obscurity.) The memory of this speech burned itself into my brain. This may be why I have such a passion for revealed essence.

Do you choose to reveal your essence every time you stand before an audience?

MY RECOMMENDATIONS:

1. Look within: Look for your authentic gift, your talent, your knack, your aptitude.

2. Tune in to your intuition, to the tug at your heart.

3. Note the field, the topic, the issue you are drawn to.

4. When you recognize it, accept it, embrace it, and engage it.

5. Study it like Leonardo, "with an unprecedented ardour of delight and curiosity."

6. Organize your findings. Start to write articles, papers, maybe a book.

7. Promote yourself: Cause your target market to know of your unique expertise and your availability.

Expect the confluence of these elements, powered by your energy and iron resolve, to propel you as far as you can go as a speaker.

Do you find value in this article? Want complimentary access to a continuing stream of speaking business sucess articles? Go here. Even more speaking business success wisdom, including mentoring, is yours for $177 month. Go here.

Related to: public speaking

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Source: http://www.content4reprint.com/writing/do-you-reveal-your-true-esssence-when-you-speak.htm

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Retailers report slower sales growth in September | Business News ...

NEW YORK (AP) - Americans slowed down their spending in September as they took a pause after wrapping up their back-to-school buying, according to monthly reports from major retailers released Thursday.

Retailers reported monthly revenue results that were mixed. Merchants such as Limited Brands and Costco posted gains that beat Wall Street estimates, while Target and Macy's had increases that missed expectations.

Still, analysts say spending was fairly strong for the month. That is an encouraging sign for retailers as they're preparing for the upcoming winter holiday season, which traditionally the busiest shopping period of the year.

"This should set up to be a good holiday season," said Ken Perkins, president of Retail Metrics LLC, a research firm. "Consumers needed to take a breather once the back-to-school season is over."

Monthly sales figures are based on revenue at stores opened at least a year. That measure, which is considered to be an indicator of a retailer's health because it excludes results from stores recently opened or closed, offers insights into how Americans are spending during the slow economic recovery. But only a handful of merchants representing roughly 13 percent of the $2.4 trillion U.S. retail industry reporter monthly revenue, and Target said on Thursday that it will join rivals like Wal-Mart Stores Inc. and not report monthly figures anymore.

September's results, which followed robust spending by Americans in August, offers hope for retailers as they head into the winter holiday shopping season, a roughly two-month period in which they can make up to 40 percent of their annual revenue. It's the latest sign that consumers are feeling a little better about the economy. That's important because consumer spending accounts for 70 percent of economic activity.

Right now, confidence is at a seven-month high as people are feeling better about rising home prices and a rebounding stock market. Still job growth remains weak and prices for everything from food to gas are higher. On top of that, there's a worry that the U.S. economy will fall into another recession next year. That's when tax increases and deep government spending cuts will take effect unless Congress reaches a budget deal.

With that as a backdrop, Target Corp.'s revenue at stores open at least a year rose 2.1 percent as shoppers picked up back-to-school items and groceries. Analysts polled by Thomson Reuters expected a 2.2 increase. Costco Wholesale's revenue at stores open at least a year rose 6 percent, above the 5.7 percent increase expected Wall Street. And Limited Brands, operator of Victoria's Secret, Bath & Body Works and other stores, posted a 5 percent gain that topped the 4.3 percent rise analysts' forecast.

Conversely, Macy's posted a 2.5 percent increase last month that fell short of analysts' predictions of a gain of 3.3 percent. Still, the retailer said combined August-September sales rose 3.6 percent and "were consistent with our positive year-to-date trend," said Terry Lundgren, the company's chairman.

Going forward, The National Retail Federation, the nation's largest retail trade group, is tempered its expectations for the winter holidays. The group said this week that it expects sales for the November and December period to rise 4.1 percent. That's more than a percentage point lower than the growth in each of the past years and the smallest increase since 2009 when sales were up just 0.3 percent. But the forecast still is higher than the 3.5 percent average over the past 10 years.

Still, retailers have to get through October, which could be dicey. Since the recession, stores have grappled with shoppers coming out to buy for certain holidays or periods like the back-to-school season, but they have pulled back once there isn't any reason to shop.

This year, stores could face an even rockier October because of the impact of the presidential election. Analysts say that shoppers typically pull back in the week before a presidential election. However, sales typically rebound the next month after the political contest.

Source: http://www.bakersfieldnow.com/news/business/Retailers-report-slower-sales-growth-in-September-172660651.html

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CFP: Smart Space Technology Innovations (Library Hi Tech)

---

Recently, ad hoc and wireless communication technologies have made available the device, service and information rich environment for the users. Smart Space and ubiquitous computing extend the pervasive computing vision of everyday objects and provide context-awareness services to users in smart living environments. The final goal is to build context-awareness smart space and location-based service applications that integrate information from independent systems which autonomously and securely support human activities.

Smart space technologies may be complex, requiring a systematic approach encompassing vision, needs design, development, technological considerations, implementation, evaluation, and collaboration with other hybrid systems. Creativity, agility, open-mindedness, and innovations are keys to the success of smart space environment construction. However, there are still many research or practice issues can be discussed and improved. The special issue will focus on smart space technology innovations in libraries, museums, and personal daily living environment. The topics relevant to this issue include, but are not limited to the following: (1) the impact of new smart living technologies on the design, development and delivery of library domain; and (2) new frameworks and Smartphone applications for planning and implementing intelligent services for library domain and personal daily living.

This issue recounts how the library creates new learning spaces and service, through the use of smart technologies. This issue illustrates challenges facing the library, recounts collaboration with other hybrid systems, and discusses intelligent service provided by library information technology. This account contributes to the sharing and discussion of experiences among modern academic libraries regarding needs assessment, space planning, and utilization of technology to support library services. This issue aims to cover both technological as well as non-technological issues related to these rapidly evolving and growing areas. Hence, this issue invites papers to the following topics, but never exclusive:

Topics

Application Areas:

• e-Learning, m-Learning, u-Learning
• Information Centers
• Libraries and Digital Libraries
• Museums
• Virtual Learning Environments

Techniques:

• Ambient Intelligence
• Context-Aware Computing
• Embedded Systems and Devices
• Evolving Soft Computing Techniques
• Human-to-Computer Interfaces
• Human-Machine Interaction
• Innovative Sensing Devices and Applications
• Machine Learning and Vision
• Middleware and Architectures
• Modeling environments and Human Behavior
• Smart Objects, Labels, e-tags, RFID
• Sensor Networks, Mobile Ad Hoc Networks
• Security, Privacy and Trust

Important dates

Submission due:?30 November, 2012?

Notification of final acceptance:?28 February, 2013

Final papers:?30 April, 2013

Submission proceedure

Submissions to the special issue will be screened by the Special Issue Editor to insure that they conform to the quality standards of Library Hi Tech Journal. Papers that do not pass this initial screening will be immediately returned to the authors. Reviewers will apply those standards in forming recommendations for acceptance, revision, or rejection. A maximum of two revisions will be invited. Papers should be formatted with Library Hi Tech Journal style (http://www.emeraldinsight.com/products/journals/author_guidelines.htm?id=lht). The submission deadline is November 30, 2012. The prospective contributors should submit their papers directly to the online submission system (http://mc.manuscriptcentral.com/lht).

Guest Editors

Mu-Yen Chen, Ph.D.
Department of Information Management
National Taichung University of Science and Technology, Taiwan
E-mail:?mychen@nutc.edu.tw Edwin David Lughofer, Ph.D
Department of Knowledge-Based Mathematical Systems
Johannes Kepler University Linz, Linz, Austria
E-mail:?Edwin.Lughofer@jku.at?

Source: http://librarywriting.blogspot.com/2012/10/cfp-smart-space-technology-innovations.html

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Behold! The First Fancily-Printed Panoramic Photo From The iPhone 5

If you've wondered what you can do with your iPhone 5 panoramic photos, wonder no more. The folks at CanvasPop have proven that you can print your big honking photos onto big honking paper so you can have a hugenormously long photo on your wall. The guys at CanvasPop told me to go take a panoramic picture and they set it to print at 10"x50" (the max is 15"x75"). The photo, arguably, is pretty terrible, but to prove it could be done, they slathered it down onto the material and now there exists an under-lit, vaguely menacing photograph of Sunset Park in Brooklyn.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/5vSSTiYPt4g/

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Source: http://vitashok.livejournal.com/333667.html

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